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This agreement outlines the terms and conditions (the “Terms”) between you (a “Sponsor/Investor”, “you”) and ZIONVESTNG (“Zionvestng Integrated Serve Limited”, the “Company”, “we”, or “us”) under which you agree to sponsor third party business projects through our website ("www.zionvestng.com" the “Platform”). It is important that you read these Terms carefully. We strongly recommend that you seek independent advice when considering whether to sponsor/invest in a project with your money through the Platform. It is your responsibility to assess whether the Platform is suitable or appropriate for your investment needs. We advise you to consider whether sponsoring a business project through the Platform meets your required risk levels and objectives. You confirm your agreement to these Terms either by registering as a sponsor/investor on our website or by signing a copy of these Terms. By continuing on our website, you agree to the following terms together with the Terms of Use, consent to our privacy policy, agree to transact business with us and receive communications relating to the sponsorship electronically.
The Sponsor/Investor will receive periodic updates on the status of the project he/she has sponsored by email. These updates are also available on your profile on the Platform. You are expected to review all notifications, updates and reports from ZIONVESTNG as they represent a record of information pertaining to your sponsorship/investment during a business cycle. You are entitled to request for a physical visit to your sponsored business premises/location, however, you must provide us with at least 7 (Seven) days notice to schedule a visit. All costs of setting up the business project from start to finish are included in your sponsorship contribution. You agree that by sponsoring or investing in a business, your contribution is tied and unavailable for the entire duration of the contract period and neither ZionVestng nor business/projects owners can or will refund your capital until the successful completion of the business project. Any initial investment and accrued profits will be remitted directly to the Nigerian bank account provided in your profile when the time is due. You acknowledge that you do not own any of the business projects and are only entitled to the proceeds of any business project you invested in.
Representations and warranties are statements and promises made by you to the Company, which we rely on as being accurate in our dealings with you. You make the following representations and warranties to us at the time of agreeing to these Terms and every time you use the Platform or Services, including the time you are matched to a Project Sponsorship; you are over the age of 18 years; you are of sound mind and have the capacity to enter into these Terms and be matched to invest in a business project; all personal information that you provide about yourself is accurate and true to the best of your knowledge; you hold a bank account in Nigeria in your own name and will use this account to transfer money to our account when you sponsor a project and to receive refunds of investments made and profits earned; you have carefully considered the risks involved with using the Platform, the Services and being matched to a farm/food processing project, you agree that the company will not be held liable to pay interest on a failed project once your investment capital have been paid by insurance coverage or by the company where insurance does not cover the investment package. You agree that without prior notice, your capital can be used to sponsor another project/project or added to an ongoing project/package other than the investment package you invested for if the investment slots are not sold out for the investment package you initially invested in. You agree that the repayment of the initial capital you invested in a failed project might take up to one year to be refunded to you after the initial set date of repayment failed. That is you explicitly agree that in case of a failed project that you invested in, it will take a maximum of one year after the duration of the investment package has elapsed for the capital to be refunded to you. You agree that you will only ever sponsor with your own money unless you are authorized on behalf of a third party (“Third Party”) and we agree that you may act on behalf of that Third Party. You are not using any illegal funds or attempting to launder by sponsoring a business project. If you are registering or accepting these Terms on behalf of a legal entity such as a company, trust or partnership, you are legally authorized to do so and we may request evidence of such legal entitlement (by way of a copy of any document which shows the valid and subsisting authorization); and you are not breaching any laws or regulations that are applicable to you or any company, trust or partnership upon whose instructions you are acting.
The Platform and Website is, at all times, subject to our Website Terms of Use. Secure access to the Platform is provided by way of your username and password. These log-in credentials are unique to you and are the primary method of securely identifying you when delivering our Services to you. It is therefore extremely important that you keep your username and password secure at all times. If you suspect that your secure access to the Platform has been compromised in any way, it is your responsibility to contact us. You confirm that you will only use our Platform for the purposes set out in these Terms. You confirm that you will not attempt to gain unauthorized access to the secure areas of the Website or Platform and furthermore you will not attempt to use code or software to manipulate or automate functions available on the Website. You understand that we may store your IP address information and may monitor your use of the Website in accordance with our cookie policy. Access to the Platform may be restricted at the discretion of the Company, particularly during periods of maintenance and updating. We have the right not to act on your instructions including where we deem that your instruction was not sufficiently clear, or we could not verify your identity to our satisfaction, or the instruction was not made by you, or we believe that the instruction may be related to an illegal activity.
Where we discover that the Platform is being used to launder money or for any suspicious transactions, we have an obligation to report your activities to the relevant authorities without recourse to you. FOREIGN EXCHANGE RISK  Where a Sponsor invest  with a currency other than the Naira, foreign exchange gain or loss and fluctuations in currency rates may have an impact on the profit made on such contribution by the Sponsor. All profits on contribution shall be converted and returned in Naira based on the Central Bank of Nigeria (CBN) official exchange rate. The Sponsor therefore enters into any transactions in currencies other than the Naira at their sole risk and shall bear all responsibilities for any gains or loss as a result. Unexpected changes in currency exchange market conditions may have an impact on the extent of profit the Sponsor would be exposed to such as when there is an upward or downward movement in the relevant rates. The Sponsor understands and is able to assume the risk of loss associated and agrees to be liable for any resulting deficit this might have on contributions made or profits earned.
Except as otherwise terminated in accordance with the provisions below, these Terms shall commence on the date you register to invest in a business project with the Company and shall remain valid and binding for as long as you have outstanding sponsored farming cycles or business projects. These Terms may be superseded by any amended Terms. These Terms may be terminated by you provided that you have no outstanding sponsored farming cycle or business project. Notice of termination: These Terms may be terminated by the Company at any time without notice.
You confirm that you have read and understood the Company’s Privacy Policy which provides information on how we use and store the personal information that you provide to us and you further acknowledge that the Company may amend and update this policy from time to time.  
Subject to the Terms of Insurance and any insurance claims settled, you agree that the Company has no obligation to reimburse or indemnify you for any cost, loss or liability which you incur as a result of the failure of a business to make profit according to expectations. You agree to indemnify and hold harmless the Company, any business owner, and all our other agents or sub-contractors, against all liabilities, costs, expenses, damages and losses (including any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest penalties and legal and other reasonable professional costs and expenses) suffered or incurred as a result of: a fraudulent or illegal use of the Platform by you, the Services or the Website; your negligence or any default by you of any of these Terms;  any inaccurate or incomplete information that you have knowingly provided to us;  your allowing any other person to access your account either with your permission or as a result of your failure to keep your username and password private;  any service that you have offered, whether with or without our permission, to another third party using our Platform, Services or Website; any claim made against you for actual or alleged infringement of the Company’s Intellectual Property Rights or any actual or alleged infringement of a third party’s Intellectual Property Rights arising out of or in connection with the Services or your use of the Platform.
This Agreement shall be governed by the Laws of the Federal Republic of Nigeria. Any dispute arising out of this Agreement, which cannot be settled, by mutual agreement/negotiation within 60 days shall be referred to  arbitration by a single arbitrator at the Lagos Multi-Door Court House (“LMDC”) and governed by the Arbitration and Conciliation Act, Cap A10, Laws of the Federal Republic of Nigeria. The arbitrator shall be appointed by the Parties, where Parties are unable to agree on the choice of an arbitrator, the choice of arbitration shall be referred to the LMDC. The findings of the arbitrator and subsequent award shall be binding on the Parties and may be enforced through a Nigerian court of law. Each Party shall bear its cost in connection with the Arbitration.